Information We Collect

Personal Information

When you engage with yeranaurameona's economic planning services, we collect information that helps us provide tailored financial guidance. This includes your name, contact details, employment information, and financial circumstances. We also gather data about your economic goals and risk tolerance through our consultation process.

Financial Data

Our planning services require understanding your current financial position. We collect information about your income, expenses, assets, liabilities, and existing investment portfolios. This data enables us to create meaningful economic strategies that align with your circumstances and objectives.

Technical Information

When you visit our website or use our online tools, we automatically collect certain technical data including your IP address, browser type, device information, and usage patterns. This helps us improve our digital services and ensure optimal performance of our planning platforms.

• Contact forms and consultation requests
• Document uploads and financial statements
• Communication preferences and history
• Website interaction and navigation patterns
• Login credentials and account access logs

How We Use Your Information

Your personal and financial data serves specific purposes within our economic planning practice. We use this information to develop comprehensive financial strategies, monitor your progress toward economic goals, and provide ongoing advisory services tailored to your evolving needs.

Communication represents another key use of your data. We contact you about appointment scheduling, market updates relevant to your portfolio, and important changes to your financial plans. Our team also uses your information to comply with Australian financial services regulations and maintain accurate client records.

Service Delivery

• Creating personalized economic planning strategies
• Monitoring investment performance and portfolio adjustments
• Providing market analysis and financial recommendations
• Scheduling consultations and managing client relationships
• Processing service payments and maintaining billing records

Legal and Regulatory Compliance

As a financial services provider in Australia, yeranaurameona must comply with various regulations including the Privacy Act 1988, Corporations Act 2001, and Australian Securities and Investments Commission requirements. We maintain detailed records as required by law and report certain information to regulatory bodies when necessary.

Information Sharing and Disclosure

yeranaurameona operates under strict confidentiality principles regarding your financial information. We share your data only when necessary for service delivery, legal compliance, or with your explicit consent. Our approach prioritizes your privacy while ensuring we can provide comprehensive economic planning services.

Service Providers

We work with trusted third-party providers who assist in delivering our services. These include investment platforms, accounting software providers, document management systems, and communication tools. All service providers sign confidentiality agreements and must handle your data according to Australian privacy standards.

Legal Requirements

Certain circumstances require us to disclose client information to authorities. This includes court orders, regulatory investigations, anti-money laundering requirements, and other legal obligations. We notify clients of such disclosures when legally permitted and appropriate.

• Financial institutions for investment transactions
• Professional service providers including accountants and lawyers
• Regulatory bodies as required by Australian law
• Technology providers who support our planning tools
• Auditors and compliance professionals

Your Privacy Rights

Under Australian privacy legislation, you have significant rights regarding your personal information. Understanding these rights helps you maintain control over your data and ensures transparency in our relationship.

Exercising Your Rights

To exercise these rights, contact our privacy officer using the details provided below. We respond to requests within 30 days and provide clear explanations of any limitations or requirements. Some requests may require identity verification to protect your personal information from unauthorized access.

Data Security and Protection

Protecting your financial information requires comprehensive security measures across all aspects of our operations. yeranaurameona implements technical, administrative, and physical safeguards designed to prevent unauthorized access, use, or disclosure of your personal data.

Technical Safeguards

Our systems use encryption for data transmission and storage, multi-factor authentication for account access, and regular security updates to protect against emerging threats. We maintain secure servers in Australian data centers and monitor our networks for suspicious activity around the clock.

Administrative Controls

Our staff receive regular privacy and security training, and we maintain strict access controls ensuring employees can only view information necessary for their roles. We conduct background checks on team members who handle sensitive financial data and require confidentiality agreements from all personnel.

• End-to-end encryption for all client communications
• Regular security audits and vulnerability assessments
• Secure document management and backup systems
• Incident response procedures and breach notification protocols
• Employee access controls and activity monitoring

Data Breach Response

In the unlikely event of a data breach, we have established procedures to contain the incident, assess its impact, and notify affected clients and relevant authorities as required by law. We maintain cyber insurance and work with security specialists to minimize any potential harm from security incidents.

Data Retention and Deletion

We retain your personal information only as long as necessary to provide services, meet legal requirements, or resolve disputes. Our retention periods reflect Australian financial services regulations and best practices for client relationship management.

Retention Periods

Client financial records are typically retained for seven years after the end of our professional relationship, aligning with Australian Taxation Office requirements. Communication records and service documentation follow similar timeframes, while marketing preferences and website usage data may be deleted sooner if you withdraw consent.

Some information may be retained longer if required for legal proceedings, regulatory investigations, or other legitimate business purposes. We regularly review our data holdings and securely dispose of information that's no longer needed according to established destruction procedures.

Secure Disposal

When we delete your information, we use secure deletion methods that make data unrecoverable. Physical documents are destroyed through certified shredding services, while electronic data undergoes cryptographic erasure and secure overwriting. We maintain certificates of destruction for audit purposes.